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Requirements for Business onboarding

We are required to collect and verify information about the business and its ownership.

J
Written by Juan
Updated over a week ago

Standard business onboarding requirements:

  • Legal Entity Name

  • Registered Address

  • Principal Operating Address

  • EIN/TIN (or non-US equivalent identification number)

  • KYC on all Beneficial Owners and/or Control Owners

    • All Ultimate Beneficial Owners (UBO): Individual or entity that has complete ownership and control over a business, institution, or legal entity

    • or Control Person (if different than the Ultimate Beneficial Owners): an individual with significant responsibility to control or direct business; typically an executive officer (CEO, CFO, COO, President)

  • Proof of Address Documents (if applicable–Individuals and Business)

    • Required when conflicting location signals are detected such as the business claiming a low risk operating address when the control person resides in high risk region

  • Business Description

  • Business Website

  • Disclosure of Customer Money Transmission

    • If moving customer funds, explanation of compliance screening

  • DAO Status

Enhanced business onboarding requirements:

  • Source of Funds

  • Estimated Annual Revenue

  • Disclosure of High Risk Activities

  • Disclosure of High Risk Geographies (Cuba, Iran, Myanmar, North Korea, or Syria)

  • Primary Account Purpose

  • Expected Monthly Transaction Volume (USD)

Please note that Loula may request the following information in specific instances where additional diligence is required:

  • Proof of Funds (e.g. bank statements)

  • Proof of Operating Activity (e.g. bills of lading, invoices, receipts, commercial contracts)

  • Licensing information for businesses operating in regulated industries

  • Ad-hoc requests

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